Uninsured or under-insured motorist coverage or what is called UM coverage is of extreme importance int he state of Florida. You buy that coverage to protect yourself in the event that the person that hits you does not have adequate coverage to cover you for your injuries. That's what UM does is that it kicks in after or if the limits that are below of the person that hit you or caused the accident are not sufficient.
Please be advised that the information contained on our law firm's website is for general informational purposes only and is not intended to provide legal advice. Additionally, Tort Reform legislation enacted in Florida may impact various types of cases in ways that are not fully understood at this time. The impacts of this reform and ongoing changes in the law that occur from time to time may include changes to the previous understanding of tort law in Florida. This may impact plaintiffs' ability to bring an injury claim and their ability to recover damages. Additionally, the statute of limitations and determinations of fault may also be affected and this can significantly impact a plaintiff's ability to recover damages.
It is important to note that any information on our website is not specific to your case and may no longer apply due to the recent and/or ongoing changes in the law. Moreover, cases at any point in the legal process can be impacted by these changes. Therefore, we caution prospective and current clients and the public that any information must not be relied upon as legal advice.
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